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Is Bankruptcy an Option?

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Robert Nickel has 25 years of experience in Bankruptcy Law

Chapter 7

If you are in serious debt, filing Chapter 7 bankruptcy is the fastest and simplest way to get a fresh financial start. At We offer a free attorney consultation to discuss your case and determine if Chapter 7 bankruptcy is the best solution for your debt problems.

Filing Chapter 7 bankruptcy will take about six months from start to finish. At the end, you will obtain a complete discharge of unsecured consumer debts such as credit card bills, payday loans, and medical expenses.

Chapter 13

Chapter 13 allows people with a steady income to keep property, like a mortgaged house or a car, that they might otherwise lose through the bankruptcy process.

In Chapter 13, the court approves a repayment plan that allows you to use your future income to pay off your debts during a three-to-five-year period, rather than surrender any property. After you have made all the payments under the plan, you receive a discharge of your debts.

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Keep Your Home

 

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Stop Creditor Calls

 

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Stop Garnishment

 

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Your Attorneys


Robert Nickel, Founder

Robert Nickel graduated from Cumberland School of Law in 1991. He is married and has three children. In 1997, Robert established the law firm of Robert Nickel & Associates, L.L.C. He is married and has three children.

In 1997, Robert established the law firm of Robert Nickel & Associates, L.L.C. to help good people get through hard times. California residents come to him for bankruptcy, chapter 13 debt plans and much more.

Mandy Brass, Partner

Mandy Brass,  is a partner in the law firm of Robert Nickel & Associates, L.L.C. She is married and has three children. Mandy graduated from Cumberland Law School in 2005 and specializes in Chapter 7 as well as Debt Counseling.

Mandy Brass was awarded the "Attorney of the Year" title in 2015 by the California State Bar due to her endless efforts in reducing debts of her clients.